Can I get family loan for the first child?

The Family loan program has significantly contributed to significant demographic growth in the last two years in our country. The benefit is mainly to help poor and large families in providing children with an adequate material level. Many people ask if you can get loan for your first child? Yes, there is such a possibility, but after fulfilling several basic conditions.

More formalities at loan for the first child

More formalities at loan for the first child

Getting a benefit for a second or subsequent child is very easy because a much smaller number of documents is sufficient for this purpose. In addition, family income is not included in this situation. For the loan first child program, parents must remember many important formalities. It is necessary to accurately estimate the monthly income, as well as to collect the necessary documents, which should be attached to the application at the office.

What conditions must be met to get loan for the first child?

What conditions must be met to get loan for the first child?

The basic condition is the monthly income threshold. loan for the first child is granted to families whose monthly income does not exceed PLN 800 per person. If the child has a disability certificate, the threshold is higher and amounts to PLN 1200. It should also be remembered that in the case of single parents, a court judgment on maintenance payments or a document certifying the commencement of efforts to obtain maintenance has to be made. However, this condition need not be met by families with two or more children.

Documents needed to obtain a loan benefit

Documents needed to obtain a loan benefit

The documents attached to the application must include a certificate of income subject to income tax. Therefore, you will need a tax return from the last tax period. You must also include a statement of actual income, which should include revenue from all sources that are not on the certificate. All statements and attestations that allow you to grant the right to benefits are also needed. If the application concerns a child with a disability, a decision in this case is also necessary.

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